Who can apply?

To apply for Zaver Installments, you must:

• Be at least 18 years old.
• Be legally resident in the country where you apply.
• Have a stable income.
• Have no outstanding debts with debt collection agencies.
• Not be undergoing debt restructuring.

How does it work?

• Select Zaver Installments
  Choose Zaver Installments as your payment method at checkout.


• Verify your identity
  Confirm your identity and provide the information required for your application.


• Complete the creditworthiness assessment
  When required, securely connect your bank account. Zaver uses relevant financial information to assess your ability to repay the credit.


• Choose your repayment term
  View the repayment terms available for your purchase and choose the option that suits you best.


• Receive your credit decision
  Once the assessment is complete, you’ll receive a decision and, if approved, see the financing options available to you.


• Review and confirm
  Review your repayment plan, interest rate, total amount payable and other applicable credit terms before entering into the credit agreement.


• Manage your repayments
  You can view your repayment schedule and manage your payments in the Zaver app.

Early repayment

You can repay all or part of your outstanding credit early at no additional cost. Any conditions that apply to early repayment are set out in your credit agreement.

Representative example

For a purchase of €1,200 financed over 6 months: Total credit amount: €1,200. 6 monthly installments of €200. Fixed borrowing rate: 0.00% p.a. Effective annual percentage rate: 0.00%. Total amount payable: €1,200.

For a purchase of €1,200 financed over 12 months: Total credit amount: €1,200. 12 monthly installments of €105.45. Fixed borrowing rate: 9.90% p.a. Effective annual percentage rate: 10.36%. Total amount payable: €1,265.40.

About Zaver

Zaver is supervised by the Swedish Financial Supervisory Authority and follows the principles of responsible lending. This means you always receive clear terms, fair assessments, and payment options tailored to your financial situation.

You can find more information about Zaver here.

Caution! Borrowing money costs money.